10/29/20088
BOO! Does the thought of buying a home scare you?
If you are a first time home buyer looking to purchase a home and have no idea where to start; here is some informational tid-bits that may help.
When buying a home you need to make sure that all of your finances are in order. After careful consideration you are going to want to contact a reputable lender and a professional real estate consultant. Getting pre-approved is an important step in finding a home. The approval will let you know what you can reasonably afford, therefore saving you valuable time in finding a home. If you do not know of a good lender your real estate consultant can also give you some recommendations. Once you know what you are pre-approved for your real estate consultant will meet with you and discuss your home buying wants and needs. Then he/she will show you some homes. Once you find the home of your dreams you and your real estate consultant will write up an offer. From there it will be accepted, rejected or countered. Once accepted the contract calls for a deposit which is usually 1% of the purchase price. (In the state of Louisiana it is not an escrow it is a deposit). Your deposit is deposited and held by the listing broker. Inspections will be set up by your real estate consultant. Inspections allow you to know what kind of condition the home is in. After inspections, follows the appraisal. From there it is off to the closing table. Closing can take a month up to three months depending if you are buying new construction or not.
When buying a home there is no one more skilled than real estate consultants. They do all of the leg work. They know market values and ensure that you are getting the best deal; they work for you and their services are free of charge! Along, with getting you the best deal they handle all the paperwork, appointments, negotiations, work with the title attorney, they will work with your bank to get all the information you need to close. When looking for easy, care free, real estate transactions call me Jennifer Dazet Baton Rouge Real Estate Expert.
HAVE A SAFE AND HAPPY HALLOWEEN!
Jennifer Dazet
Keller Williams Red Stick Partners
225-362-3739
www.jenniferdazet.com
jenn@jenniferdazet.com
